Sage Intacct vs Zoho Books
Verified ratings, real UK pricing and the compliance detail, weighed side by side — with a written verdict at the end.
Sage Intacct
Accounting Software
- United Kingdom
- Ireland
- United States
- Canada
- Australia
- South Africa
- Phone
- Knowledge Base
- Forum
Zoho Books
Accounting Software
- United Kingdom
- Ireland
- United States
- Canada
- Australia
- India
- Phone
- Live Chat
- Knowledge Base
- Forum
Evenly matched on verified reviews — 4.0 against 4.1. Price and fit will decide this one, not the score.
The short version
What each one costs and how each one rates, side by side. Only the rows where leading means something are marked; vendor and availability are in the overview above.
| Detail | Sage Intacct | Zoho Books |
|---|---|---|
| What it costs | ||
| Starting priceLowest paid tier, excluding VAT | On request | Free |
| Free version | NoNo | YesYes |
| Free trial | YesYes | YesYes |
| How it rates | ||
| Overall ratingMean of verified Assaylist reviews | 4.0 | 4.1 |
| Verified reviewsVolume is evidence, not a score — this row is not a contest | 209 reviews | 240 reviews |
How reviewers score them
Across the four dimensions we ask every reviewer about — and, below, the star split each average is built from.
- Sage Intacct
- Zoho Books
| Dimension | Sage Intacct | Zoho Books | Gap |
|---|---|---|---|
| Ease of use | 3.9 | 4.1 | 0.2 to Zoho Books |
| Value for money | 4.0 | 4.0 | Level |
| Customer support | 3.9 | 4.0 | 0.1 to Zoho Books |
| Functionality | 3.9 | 4.1 | 0.2 to Zoho Books |
What each average is made of
Two products can share an average and not share a reputation. These bars show the star split behind each score.
| Product | 5 star | 4 star | 3 star | 2 star | 1 star |
|---|---|---|---|---|---|
| Sage Intacct | 45% (94 reviews) | 28% (59 reviews) | 15% (32 reviews) | 7% (14 reviews) | 5% (10 reviews) |
| Zoho Books | 48% (114 reviews) | 29% (69 reviews) | 15% (36 reviews) | 7% (17 reviews) | 2% (4 reviews) |
Feature by feature
Everything either vendor publishes, split into what separates them and what they share.
- Only Sage Intacct
- 1243%
- Only Zoho Books
- 1657%
28 features listed across both products.
What only one of them does
Sage Intacct
12- Accounts payable and receivable
- Budgeting and planning
- Cash management
- Dimensional accounting
+ 8 more in the table below
Zoho Books
16- 50+ reports
- API access
- Bank reconciliation
- CIS contractor tracking
+ 12 more in the table below
| Detail | Sage Intacct | Zoho Books |
|---|---|---|
| Where they differ · 28 | ||
| Accounts payable and receivable | YesYes | NoNo |
| Budgeting and planning | YesYes | NoNo |
| Cash management | YesYes | NoNo |
| Dimensional accounting | YesYes | NoNo |
| Fixed assets | YesYes | NoNo |
| Multi currency | YesYes | NoNo |
| Multi entity consolidation | YesYes | NoNo |
| Open API | YesYes | NoNo |
| Order management | YesYes | NoNo |
| Project accounting | YesYes | NoNo |
| Real time dashboards and reporting | YesYes | NoNo |
| Revenue recognition | YesYes | NoNo |
| 50+ reports | NoNo | YesYes |
| API access | NoNo | YesYes |
| Bank reconciliation | NoNo | YesYes |
| CIS contractor tracking | NoNo | YesYes |
| Customer portal | NoNo | YesYes |
| File CT600 Corporation Tax | NoNo | YesYes |
| File SA100 Self Assessment | NoNo | YesYes |
| Final Accounts filing | NoNo | YesYes |
| Inventory management | NoNo | YesYes |
| Mileage tracking | NoNo | YesYes |
| MTD for Income Tax | NoNo | YesYes |
| MTD for VAT | NoNo | YesYes |
| Projects and time tracking | NoNo | YesYes |
| Property tracking for landlords | NoNo | YesYes |
| Receipt autoscans | NoNo | YesYes |
| Recurring invoices | NoNo | YesYes |
A dash means the vendor has not published a feature list — which is not the same as the feature being unavailable.
How they handle UK obligations
Checked against the vendor's own documentation or HMRC's published list. A dash means we have not verified it — never that it is missing.
| Detail | Sage Intacct | Zoho Books |
|---|---|---|
| Verified against vendor documentation | ||
| HMRC-recognised for MTD for VAT | Not listedNot listed | YesYes |
| HMRC-recognised for MTD for ITSA | Not listedNot listed | YesYes |
| Making Tax Digital ready | YesYes | YesYes |
| CIS support | Not listedNot listed | YesYes |
| Open Banking bank feeds | Not listedNot listed | YesYes |
What each tier costs
Both line-ups on one ladder, so the middle tier on one side sits next to the middle tier on the other.
Sage Intacct
Zoho Books
Sage Intacct
Contact vendor
- Quoted per organisation
- Dimensional accounting
- Multi entity consolidation
Free
Free
- 1 user plus 1 accountant
- File SA100 with HMRC
- MTD for Income Tax
No comparable tier listed
Standard
£12/mo
- 3 users
- Connect bank feeds
- Final Accounts filing
No comparable tier listed
Professional
£24/mo
- Projects and time tracking
- Inventory management
- Purchase orders
Rungs are matched by position in each vendor’s own line-up, not by what the tiers include — an entry plan on one side may cover more than the other. Prices exclude VAT unless stated, and per-seat plans are quoted per seat. Always confirm on the vendor’s own site.
Which should you choose?
Two answers, because there are two right ones depending on what you need.
Choose Sage Intacct if
- It lists 12 features Zoho Books does not, including accounts payable and receivable.
Choose Zoho Books if
- There is a free tier you can stay on, which Sage Intacct does not offer.
- It lists 16 features Sage Intacct does not, including 50+ reports.
- It covers more of the UK obligations we check — 4 of them against 1.
On verified Assaylist reviews, Zoho Books currently rates 4.1 against 4.0 for Sage Intacct. That gap is not the whole story: Sage Intacct starts at a quoted price and Zoho Books at Free, so the right answer depends on the tier you actually need and on which one handles your UK obligations. Read both profiles before you commit, and confirm current pricing on the vendor's own site.
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