QuickBooks Sole Trader vs Sage Accounting
Verified ratings, real UK pricing and the compliance detail, weighed side by side — with a written verdict at the end.
QuickBooks Sole Trader
Accounting Software
- United Kingdom
- Phone
- Live Chat
- Knowledge Base
Sage Accounting
Accounting Software
- United Kingdom
- Ireland
- Phone
- Live Chat
- Knowledge Base
- Forum
QuickBooks Sole Trader leads on verified reviews by 0.2 of a point — 4.1 against 3.9 for Sage Accounting.
The short version
What each one costs and how each one rates, side by side. Only the rows where leading means something are marked; vendor and availability are in the overview above.
| Detail | QuickBooks Sole Trader | Sage Accounting |
|---|---|---|
| What it costs | ||
| Starting priceLowest paid tier, excluding VAT | £9/mo | £20/mo |
| Free version | NoNo | NoNo |
| Free trial | YesYes | YesYes |
| How it rates | ||
| Overall ratingMean of verified Assaylist reviews | 4.1 | 3.9 |
| Verified reviewsVolume is evidence, not a score — this row is not a contest | 273 reviews | 206 reviews |
Highlighted where one clearly leads. Rows without a highlight are not a contest.
How reviewers score them
Across the four dimensions we ask every reviewer about. The widest gap is ease of use, at 0.3 of a point.
- QuickBooks Sole Trader
- Sage Accounting
| Dimension | QuickBooks Sole Trader | Sage Accounting | Gap |
|---|---|---|---|
| Ease of use | 4.1 | 3.8 | 0.3 to QuickBooks Sole Trader |
| Value for money | 4.0 | 3.9 | 0.1 to QuickBooks Sole Trader |
| Customer support | 4.1 | 3.8 | 0.3 to QuickBooks Sole Trader |
| Functionality | 4.0 | 3.9 | 0.1 to QuickBooks Sole Trader |
What each average is made of
Two products can share an average and not share a reputation. These bars show the star split behind each score.
| Product | 5 star | 4 star | 3 star | 2 star | 1 star |
|---|---|---|---|---|---|
| QuickBooks Sole Trader | 47% (129 reviews) | 33% (91 reviews) | 9% (24 reviews) | 8% (21 reviews) | 3% (8 reviews) |
| Sage Accounting | 39% (80 reviews) | 34% (70 reviews) | 14% (28 reviews) | 10% (21 reviews) | 3% (7 reviews) |
Feature by feature
Everything either vendor publishes, split into what separates them and what they share.
- Both products
- 15%
- Only QuickBooks Sole Trader
- 733%
- Only Sage Accounting
- 1362%
21 features listed across both products.
What only one of them does
QuickBooks Sole Trader
7- Accountant access
- Automatic mileage tracking
- Income and expense categorisation
- Invoicing and online payments
+ 3 more in the table below
Sage Accounting
13- Assisted VAT submissions
- Bank reconciliation
- Budgets and custom reports
- Carbon footprint tracking
+ 9 more in the table below
Showing 21 of 21 features
| Detail | QuickBooks Sole Trader | Sage Accounting |
|---|---|---|
| Where they differ · 20 | ||
| Accountant access | YesYes | NoNo |
| Automatic mileage tracking | YesYes | NoNo |
| Income and expense categorisation | YesYes | NoNo |
| Invoicing and online payments | YesYes | NoNo |
| Mobile app | YesYes | NoNo |
| MTD for Income Tax submissions | YesYes | NoNo |
| Self Assessment preparation | YesYes | NoNo |
| Assisted VAT submissions | NoNo | YesYes |
| Bank reconciliation | NoNo | YesYes |
| Budgets and custom reports | NoNo | YesYes |
| Carbon footprint tracking | NoNo | YesYes |
| Cash flow forecasting | NoNo | YesYes |
| CIS management and submission | NoNo | YesYes |
| Making Tax Digital for VAT | NoNo | YesYes |
| Multi currency banking | NoNo | YesYes |
| Pension auto enrolment | NoNo | YesYes |
| Quotes and estimates | NoNo | YesYes |
| Sage Copilot AI assistant | NoNo | YesYes |
| Stock and inventory management | NoNo | YesYes |
| Unlimited sales invoices | NoNo | YesYes |
| Where they match · 1 | ||
| Receipt capture | YesYes | YesYes |
A dash means the vendor has not published a feature list — which is not the same as the feature being unavailable.
How they handle UK obligations
Checked against the vendor's own documentation or HMRC's published list. A dash means we have not verified it — never that it is missing.
| Detail | QuickBooks Sole Trader | Sage Accounting |
|---|---|---|
| Verified against vendor documentation | ||
| HMRC-recognised for MTD for VAT | Not listedNot listed | YesYes |
| HMRC-recognised for MTD for ITSA | YesYes | Not listedNot listed |
| Making Tax Digital ready | YesYes | YesYes |
| RTI-compliant payroll | Not listedNot listed | YesYes |
| Pension auto-enrolment | Not listedNot listed | YesYes |
| CIS support | Not listedNot listed | YesYes |
| Open Banking bank feeds | YesYes | YesYes |
| UK-based support | Telephone and chat support | Telephone support from Sage UK |
What each tier costs
Both line-ups on one ladder, so the middle tier on one side sits next to the middle tier on the other.
QuickBooks Sole Trader
Sage Accounting
Sole Trader Plus
£9/moLower
- 1 user plus accountant access
- Automatic mileage tracking
- Receipt capture
Start
£20/mo
- 1 user
- Payroll for 1 employee
- Sage Copilot included
No comparable tier listed
Standard
£43/mo
- 3 users
- Payroll for 1 employee
- 30 receipt captures included
No comparable tier listed
Plus
£59/mo
- Unlimited users
- Payroll for 5 employees
- 100 receipt captures included
Rungs are matched by position in each vendor’s own line-up, not by what the tiers include — an entry plan on one side may cover more than the other. Prices exclude VAT unless stated, and per-seat plans are quoted per seat. Always confirm on the vendor’s own site.
Which should you choose?
Two answers, because there are two right ones depending on what you need.
Choose QuickBooks Sole Trader if
- It costs less to get started — £9/mo against £20/mo.
- Reviewers score it higher on ease of use — 4.1 against 3.8.
- It lists 7 features Sage Accounting does not, including accountant access.
Choose Sage Accounting if
- It lists 13 features QuickBooks Sole Trader does not, including assisted vat submissions.
- It covers more of the UK obligations we check — 6 of them against 4.
On verified Assaylist reviews, QuickBooks Sole Trader currently rates 4.1 against 3.9 for Sage Accounting. That gap is not the whole story: QuickBooks Sole Trader starts at £9/mo and Sage Accounting at £20/mo, so the right answer depends on the tier you actually need and on which one handles your UK obligations. Read both profiles before you commit, and confirm current pricing on the vendor's own site.
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