Sage 50 Accounts vs PayFit
Verified ratings, real UK pricing and the compliance detail, weighed side by side — with a written verdict at the end.
Sage 50 Accounts
Accounting Software
- United Kingdom
- Ireland
- Phone
- Live Chat
- Knowledge Base
- Forum
PayFit
Payroll Software
- United Kingdom
- France
- Spain
- Germany
- Phone
- Live Chat
- Knowledge Base
Evenly matched on verified reviews — 4.2 against 4.2. Price and fit will decide this one, not the score.
The short version
What each one costs and how each one rates, side by side. Only the rows where leading means something are marked; vendor and availability are in the overview above.
| Detail | Sage 50 Accounts | PayFit |
|---|---|---|
| What it costs | ||
| Starting priceLowest paid tier, excluding VAT | £115/mo | £29/mo |
| Free version | NoNo | NoNo |
| Free trial | YesYes | YesYes |
| How it rates | ||
| Overall ratingMean of verified Assaylist reviews | 4.2 | 4.2 |
| Verified reviewsVolume is evidence, not a score — this row is not a contest | 201 reviews | 245 reviews |
Highlighted where one clearly leads. Rows without a highlight are not a contest.
How reviewers score them
Across the four dimensions we ask every reviewer about — and, below, the star split each average is built from.
- Sage 50 Accounts
- PayFit
| Dimension | Sage 50 Accounts | PayFit | Gap |
|---|---|---|---|
| Ease of use | 4.1 | 4.1 | Level |
| Value for money | 4.0 | 4.1 | 0.1 to PayFit |
| Customer support | 4.1 | 4.0 | 0.1 to Sage 50 Accounts |
| Functionality | 4.0 | 4.0 | Level |
What each average is made of
Two products can share an average and not share a reputation. These bars show the star split behind each score.
| Product | 5 star | 4 star | 3 star | 2 star | 1 star |
|---|---|---|---|---|---|
| Sage 50 Accounts | 43% (86 reviews) | 39% (78 reviews) | 12% (25 reviews) | 4% (9 reviews) | 1% (3 reviews) |
| PayFit | 44% (109 reviews) | 37% (91 reviews) | 12% (29 reviews) | 5% (12 reviews) | 2% (4 reviews) |
Feature by feature
Everything either vendor publishes, split into what separates them and what they share.
- Only Sage 50 Accounts
- 1458%
- Only PayFit
- 1042%
24 features listed across both products.
What only one of them does
Sage 50 Accounts
14- Advanced stock management
- AI document capture
- Automatic bank reconciliation
- Bespoke reporting
+ 10 more in the table below
PayFit
10- Automated payroll
- Employee self service
- Leave management
- Light HR records
+ 6 more in the table below
| Detail | Sage 50 Accounts | PayFit |
|---|---|---|
| Where they differ · 24 | ||
| Advanced stock management | YesYes | NoNo |
| AI document capture | YesYes | NoNo |
| Automatic bank reconciliation | YesYes | NoNo |
| Bespoke reporting | YesYes | NoNo |
| Departments and budgets | YesYes | NoNo |
| Fixed asset register | YesYes | NoNo |
| Foreign currency invoicing | YesYes | NoNo |
| Making Tax Digital for VAT | YesYes | NoNo |
| MTD for Income Tax Self Assessment | YesYes | NoNo |
| Multi company reporting | YesYes | NoNo |
| Project costing | YesYes | NoNo |
| Sage Copilot | YesYes | NoNo |
| Sales and purchase order processing | YesYes | NoNo |
| Supplier payments | YesYes | NoNo |
| Automated payroll | NoNo | YesYes |
| Employee self service | NoNo | YesYes |
| Leave management | NoNo | YesYes |
| Light HR records | NoNo | YesYes |
| Modern interface | NoNo | YesYes |
| Onboarding | NoNo | YesYes |
| Payslips | NoNo | YesYes |
| Pension auto enrolment | NoNo | YesYes |
| Reporting | NoNo | YesYes |
| RTI submissions to HMRC | NoNo | YesYes |
A dash means the vendor has not published a feature list — which is not the same as the feature being unavailable.
How they handle UK obligations
Checked against the vendor's own documentation or HMRC's published list. A dash means we have not verified it — never that it is missing.
| Detail | Sage 50 Accounts | PayFit |
|---|---|---|
| Verified against vendor documentation | ||
| HMRC-recognised for MTD for VAT | YesYes | Not listedNot listed |
| HMRC-recognised for MTD for ITSA | YesYes | Not listedNot listed |
| Making Tax Digital ready | YesYes | Not listedNot listed |
| RTI-compliant payroll | Not listedNot listed | YesYes |
| Pension auto-enrolment | Not listedNot listed | YesYes |
| CIS support | YesYes | Not listedNot listed |
| Open Banking bank feeds | YesYes | Not listedNot listed |
| UK-based support | Telephone support from Sage UK | UK support team |
What each tier costs
Both line-ups on one ladder, so the middle tier on one side sits next to the middle tier on the other.
Sage 50 Accounts
PayFit
Sage 50 Accounts Standard
£115/mo
- 2 standard users included
- MTD for VAT and Income Tax
- Automated expense management
Light
£29/moLower
- Base fee plus £5 per employee
- Automated payroll
- RTI and auto enrolment
Sage 50 Accounts Professional
£234/mo
- Everything in Standard
- Sales and purchase orders
- Fixed asset register
Standard
£59/moLower
- Base fee plus £6 per employee
- More HR features
- Everything in Light
No comparable tier listed
Premium
£119/mo
- Base fee plus £7 per employee
- Advanced features
- Everything in Standard
Rungs are matched by position in each vendor’s own line-up, not by what the tiers include — an entry plan on one side may cover more than the other. Prices exclude VAT unless stated, and per-seat plans are quoted per seat. Always confirm on the vendor’s own site.
Which should you choose?
Two answers, because there are two right ones depending on what you need.
Choose Sage 50 Accounts if
- It lists 14 features PayFit does not, including advanced stock management.
- It covers more of the UK obligations we check — 5 of them against 3.
Choose PayFit if
- It costs less to get started — £29/mo against £115/mo.
- It lists 10 features Sage 50 Accounts does not, including automated payroll.
On verified Assaylist reviews, Sage 50 Accounts currently rates 4.2 against 4.2 for PayFit. That gap is not the whole story: Sage 50 Accounts starts at £115/mo and PayFit at £29/mo, so the right answer depends on the tier you actually need and on which one handles your UK obligations. Read both profiles before you commit, and confirm current pricing on the vendor's own site.
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