PayFit vs Onfolk
Verified ratings, real UK pricing and the compliance detail, weighed side by side — with a written verdict at the end.
PayFit
Payroll Software
- United Kingdom
- France
- Spain
- Germany
- Phone
- Live Chat
- Knowledge Base
Onfolk
Payroll Software
- United Kingdom
- Live Chat
- Knowledge Base
PayFit leads on verified reviews by 0.3 of a point — 4.2 against 3.9 for Onfolk.
The short version
What each one costs and how each one rates, side by side. Only the rows where leading means something are marked; vendor and availability are in the overview above.
| Detail | PayFit | Onfolk |
|---|---|---|
| What it costs | ||
| Starting priceLowest paid tier, excluding VAT | £29/mo | £5/user/month |
| Free version | NoNo | NoNo |
| Free trial | YesYes | YesYes |
| How it rates | ||
| Overall ratingMean of verified Assaylist reviews | 4.2 | 3.9 |
| Verified reviewsVolume is evidence, not a score — this row is not a contest | 245 reviews | 238 reviews |
Highlighted where one clearly leads. Rows without a highlight are not a contest.
How reviewers score them
Across the four dimensions we ask every reviewer about. The widest gap is ease of use, at 0.3 of a point.
- PayFit
- Onfolk
| Dimension | PayFit | Onfolk | Gap |
|---|---|---|---|
| Ease of use | 4.1 | 3.8 | 0.3 to PayFit |
| Value for money | 4.1 | 3.9 | 0.2 to PayFit |
| Customer support | 4.0 | 3.9 | 0.1 to PayFit |
| Functionality | 4.0 | 3.9 | 0.1 to PayFit |
What each average is made of
Two products can share an average and not share a reputation. These bars show the star split behind each score.
| Product | 5 star | 4 star | 3 star | 2 star | 1 star |
|---|---|---|---|---|---|
| PayFit | 44% (109 reviews) | 37% (91 reviews) | 12% (29 reviews) | 5% (12 reviews) | 2% (4 reviews) |
| Onfolk | 35% (84 reviews) | 38% (91 reviews) | 15% (36 reviews) | 8% (19 reviews) | 3% (8 reviews) |
Feature by feature
Everything either vendor publishes, split into what separates them and what they share.
- Both products
- 643%
- Only PayFit
- 429%
- Only Onfolk
- 429%
14 features listed across both products.
What only one of them does
PayFit
4- Automated payroll
- Light HR records
- Onboarding
- Payslips
Onfolk
4- Accounting integration
- Automated pay runs
- Employee records
- Payroll and HR combined
Showing 14 of 14 features
| Detail | PayFit | Onfolk |
|---|---|---|
| Where they differ · 8 | ||
| Automated payroll | YesYes | NoNo |
| Light HR records | YesYes | NoNo |
| Onboarding | YesYes | NoNo |
| Payslips | YesYes | NoNo |
| Accounting integration | NoNo | YesYes |
| Automated pay runs | NoNo | YesYes |
| Employee records | NoNo | YesYes |
| Payroll and HR combined | NoNo | YesYes |
| Where they match · 6 | ||
| Employee self service | YesYes | YesYes |
| Leave management | YesYes | YesYes |
| Modern interface | YesYes | YesYes |
| Pension auto enrolment | YesYes | YesYes |
| Reporting | YesYes | YesYes |
| RTI submissions to HMRC | YesYes | YesYes |
A dash means the vendor has not published a feature list — which is not the same as the feature being unavailable.
How they handle UK obligations
Checked against the vendor's own documentation or HMRC's published list. A dash means we have not verified it — never that it is missing.
| Detail | PayFit | Onfolk |
|---|---|---|
| Verified against vendor documentation | ||
| RTI-compliant payroll | YesYes | YesYes |
| Pension auto-enrolment | YesYes | YesYes |
| UK-based support | UK support team | UK support team |
What each tier costs
Both line-ups on one ladder, so the middle tier on one side sits next to the middle tier on the other.
PayFit
Onfolk
Light
£29/mo
- Base fee plus £5 per employee
- Automated payroll
- RTI and auto enrolment
Onfolk
£5/user/monthLower
- Payroll and HR combined
- Minimum £40 a month
- RTI and auto enrolment
Standard
£59/mo
- Base fee plus £6 per employee
- More HR features
- Everything in Light
No comparable tier listed
Premium
£119/mo
- Base fee plus £7 per employee
- Advanced features
- Everything in Standard
No comparable tier listed
Rungs are matched by position in each vendor’s own line-up, not by what the tiers include — an entry plan on one side may cover more than the other. Prices exclude VAT unless stated, and per-seat plans are quoted per seat. Always confirm on the vendor’s own site.
Which should you choose?
Two answers, because there are two right ones depending on what you need.
Choose PayFit if
- Reviewers score it higher on ease of use — 4.1 against 3.8.
- It lists 4 features Onfolk does not, including automated payroll.
Choose Onfolk if
- It costs less to get started — £5/user/month against £29/mo.
- It lists 4 features PayFit does not, including accounting integration.
On verified Assaylist reviews, PayFit currently rates 4.2 against 3.9 for Onfolk. That gap is not the whole story: PayFit starts at £29/mo and Onfolk at £5/user/month, so the right answer depends on the tier you actually need and on which one handles your UK obligations. Read both profiles before you commit, and confirm current pricing on the vendor's own site.
We may earn a commission if you buy through links on this page. It never affects our ratings or what we recommend. How this works.